Travel Insurance Kenya: What you need to Know Before Your Next Trip.
Are you going out or you are within Kenya? Travel insurance in Kenya is one of the other most important things that you should never ignore. No matter whether you will take a short holiday, business trip, or studying abroad, the right travel insurance cover will help your pocket not to cover unexpected medical expenses, canceling flights, lost luggage, or even abroad emergency.
Why You should have Travel Insurance in Kenya.
Travel insurance is an additional cost many Kenyan travelers think of but in the real sense it is a good investment. Here’s why:
- Medical Emergencies Abroad – Medical expenses in a country such as the USA or Europe are potentially millions of dollars. These costs are covered in a good Kenyan travel insurance policy.
- Trip Cancellations and Delays – Trips may be cancelled or postponed by the airlines without prior notice. Travel insurance will assist you in reimbursement of some of the costs.
- Lost or Stolen Luggage – Covers your luggage and provides compensation in case of loss of your luggage.
- Peace of Mind – You will have a good time knowing that you are covered financially.
Kenyan Travel Insurance Covers.
Comparing the travel insurance companies in Kenya you will find various plans:
- Single Trip Travel Insurance – This is best suited to single flyers.
- Annual Multi-Trip Insurance – Ideal to those who travel frequently like business persons.
- Student Travel Insurance – Kenyan study abroad students.
- Family Travel Insurance – It includes children and parents on a single policy.
- Medical Travel Insurance – This is an international hospital cover and emergency evacuation cover.
The best travel insurance companies in Kenya.
The best rated companies that provide low-cost travel insurance within Kenya are:
- Jubilee Insurance Kenya
- APA Insurance
- Britam Travel Insurance
- CIC Insurance Kenya
- AAR Insurance Kenya
A lot of these companies also have international insurers so you are guaranteed international coverage and prompt service when you are overseas.
Travel Insurance prices in Kenya.
Travel insurance in Kenya is based on the price of:
- Destination (Africa, Europe, USA, Asia)
- Duration of travel
- Cover (single trip, annual, student, family)
- Age of the traveler
Travel insurance in Kenya may cost between KSh 2,000 and KSh 15,000 on average depending on what you need to cover on your trip.
Buy Travel Insurance in Kenya.
It is easy to buy travel insurance in Kenya online. You can:
- Go to the insurance company website of your choice.
- Compare and receive a quote on a travel insurance in a short time.
- Make payment through M-Pesa, bank transfer or card.
- Get your travel insurance certificate in a few minutes by mail.
Best Travel Insurance in Kenya tips.
- Compare various insurers and then decide.
- Check medical limit of cover (target must be at least 50,000 cover).
- Read the exclusions in detail (e.g. pre-existing conditions might not be covered).
- Travel insurance with COVID-19 coverage should be considered as this is now required by many countries.
Travel insurance has ceased to be a luxury in Kenya; the insurance is a must to have in every individual who travels outside the country. You can insure yourself against financial losses and travel stress because there are affordable policies that are offered by leading insurers. To ensure that you are at ease before you get to your next destination, ensure that you have the appropriate Kenya travel insurance policy.
